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News & Insights

Latest in Property, Finance and Wealth Management

Read the latest research, expert analysis and reports from Ramsay & White.

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The pros and cons of investing in HMOs

What are the pros and cons of investing in HMOs?

Houses of Multiple Occupancy (HMOs) have been rapidly growing in popularity among property investors over the last few years. With gross yields...
9 Tips To Scale Your Property Portfolio - Ramsay & White Property Finance, arial shot of neighbourhood

9 Tips To Scale Your Property Portfolio

When done well, investing in property can provide lucrative returns. In order to go from being a beginner landlord to a property investor with a...
April Figures Show A Surge In UK Rental Demand

April Figures Show A Surge In UK Rental Demand

New figures from Zoopla have revealed that, after falling 57% at the start of the coronavirus outbreak, demand for rental properties has bounced...
Ramsay & White Launches Business Funding Arm for SME's

Ramsay & White Launches Business Funding Arm for SME's

We are happy to announce that we can now secure a range of business funding solutions to help small to medium-sized businesses. This comes at a...
What Coronavirus Means for Property Investors

What Coronavirus Means for Property Investors

We’re currently experiencing a strange time in history and the only thing that’s certain right now, is uncertainty. While no one knows exactly...
Low Stock Causes Rental Yield Increase Across UK

Low Stock Causes Rental Yield Increase Across UK

According to data from Home.co.uk, landlords across the UK are experiencing substantial rental yields as the scarcity of properties on the market...
Coronavirus Business Loan – Key Features and How to Apply

Coronavirus Business Loan - Key Features and How to Apply

With Coronavirus causing an economic and health crisis, many businesses have found themselves unexpectedly in a tough situation. If your business is...
Coronavirus Mortgage Payment Holiday: Common Q’s & A’s

Coronavirus Mortgage Payment Holiday: Common Q's & A's

With the Covid-19 epidemic causing a global health and financial crisis, mortgage lenders are offering a coronavirus mortgage payment holiday...
What Article 4 means for Landlords in Birmingham

What Article 4 means for Landlords in Birmingham

From Monday June 8th, 2020, Landlords in Birmingham that want to convert homes into small HMOs will have to apply for planning permission under...
What the 2020 Budget Means for Property Investors

What the 2020 Budget Means for Property Investors

With the new Chancellor of the Exchequer, Rishi Sunak, announcing the 2020 budget and the Bank of England decreasing the base rate – here’s a...
How to Maximise Your Buy-to-let Profits in 2020

How to Maximise Your Buy-to-let Profits in 2020

2020 has so far seen the lowest number of Landlords since 2012 and with more new legislation changes set-to come into play in 2020, many Landlords...
Which Finance For My Property Investment Strategy?

Which finance is best suited to my property investment strategy?

When it comes to investing in property, there are a number of routes you can go down. It all depends on your goal. This isn’t just your financial...
Essential Due Diligence for Property Developers

Essential Due Diligence for Property Developers

When taking on a new development project, deadlines and funds can be tight. You’ll need to get your ducks in a row in order for everything to run...
Ramsay & White Keynote Speakers at Touchstone Education Event

Ramsay & White Keynote Speakers at Touchstone Education Event

Ramsay & White are proud to be the keynote speakers for Touchstone Education's upcoming TEN event. TEN (Touchstone Education Networking) is a...
Infographic: Essential Bridging Finance Facts

Infographic: Essential Bridging Finance Facts

Bridging is a popular finance solution for property investors and developers. If you're thinking of taking out bridging finance for your next...
Tips For Growing a Property Portfolio Fast

What are the tips for growing a property portfolio fast?

For many property investors and BTL landlords, the dream of building wealth and financial freedom is often the driver behind building a property...
Landlord Legal Requirements for First-Time Investors

Landlord Legal Requirements for First-Time Investors

While renting out a property can bring financial rewards, failing to carry out the legal requirements can put your tenants' safety at risk and...
Things to Consider Before Purchasing Your First Buy-to-let

Things to Consider Before Purchasing Your First Buy-to-let

A buy-to-let property is bought specifically to be rented out to tenants allowing property investors to benefit from the monthly rental income or...

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