News & Insights

Latest in Property, Finance and Wealth Management

Read the latest research, expert analysis and reports from Ramsay & White.

Labour Government's Budget Plan: Potential Reforms in the Pipeline

An insight into the Labour government's potential pension and tax reforms to tackle the £22bn deficit in the upcoming Budget announcement.

Read the full Article

Market Update: August 2024 Overview

Global markets in August 2024 featured U.S. tech gains, European rate expectations, and Japan's impressive rally.

Read the full Article

Browse articles by categories:

News

Joel White Joins The Prince’s Trust Enterprise Network for Wales

Group Director and Founder of award-winning mortgage brokerage; Ramsay & White, Joel White has joined The Prince’s Trust Enterprise Network for...

Read the full Article

The Beginners Guide to Property Investing

The Beginners Guide to Property Investing

Whether you’re interested in generating some extra cash, replacing your income, or building financial freedom – a property portfolio can provide...

Read the full Article

Investing in HMO Property – 5 Common Questions & Answers

Buy-to-Let

HMO

Investing in HMO Property - 5 Common Questions & Answers

More and more property investors are adding HMOs to their portfolio and around 500,000 properties in the UK are now HMOs! The main benefit of HMOs...

Read the full Article

R&W Updates

News

Joel White Gives Inspiring Prince's Trust Talk

Ramsay & White Director, Joel White, was recently asked to give a presentation on behalf of the Prince's Trust as part of their Enterprise...

Read the full Article

8 Things BTL Landlords Need To Know In 2021

Buy-to-Let

HMO

8 Things BTL Landlords Need To Know In 2021

Given the uncertainty around the ongoing pandemic, no one can truly predict the state of the property market in the year ahead. However, here are...

Read the full Article

Buy-to-Let

HMO

Mortgages

3 Tips for Buy-To-Let Investors During a Pandemic

The UK economy is officially in recession for the first time since 2009. To make matters worse, we’re also in the thick of a global pandemic. But...

Read the full Article

Infographic: U.K. Stamp Duty and Land Tax Temporary Changes

Infographic: U.K. Stamp Duty and Land Tax Temporary Changes

With England, Northern Ireland, Scotland and Wales making temporary changes to Stamp Duty and Land Tax, here's a breakdown of how the changes vary...

Read the full Article

Buy-to-Let

HMO

Mortgages

What are the pros and cons of investing in HMOs?

Houses of Multiple Occupancy (HMOs) have been rapidly growing in popularity among property investors over the last few years. With gross yields...

Read the full Article

9 Tips To Scale Your Property Portfolio - Ramsay & White Property Finance, arial shot of neighbourhood

9 Tips To Scale Your Property Portfolio

When done well, investing in property can provide lucrative returns. In order to go from being a beginner landlord to a property investor with a...

Read the full Article

April Figures Show A Surge In UK Rental Demand

Buy-to-Let

Mortgages

News

April Figures Show A Surge In UK Rental Demand

New figures from Zoopla have revealed that, after falling 57% at the start of the coronavirus outbreak, demand for rental properties has bounced...

Read the full Article

Ramsay & White Launches Business Funding Arm for SME's

Business Loans

News

R&W Updates

Ramsay & White Launches Business Funding Arm for SME's

We are happy to announce that we can now secure a range of business funding solutions to help small to medium-sized businesses. This comes at a...

Read the full Article

What Coronavirus Means for Property Investors

Mortgages

News

What Coronavirus Means for Property Investors

We’re currently experiencing a strange time in history and the only thing that’s certain right now, is uncertainty. While no one knows exactly...

Read the full Article

Low Stock Causes Rental Yield Increase Across UK

Buy-to-Let

Commercial

News

Low Stock Causes Rental Yield Increase Across UK

According to data from Home.co.uk, landlords across the UK are experiencing substantial rental yields as the scarcity of properties on the market...

Read the full Article

Business Loans

Coronavirus Business Loan - Key Features and How to Apply

With Coronavirus causing an economic and health crisis, many businesses have found themselves unexpectedly in a tough situation. If your business is...

Read the full Article

Mortgages

News

Coronavirus Mortgage Payment Holiday: Common Q's & A's

With the Covid-19 epidemic causing a global health and financial crisis, mortgage lenders are offering a coronavirus mortgage payment holiday...

Read the full Article

Buy-to-Let

News

Property Development

What Article 4 means for Landlords in Birmingham

From Monday June 8th, 2020, Landlords in Birmingham that want to convert homes into small HMOs will have to apply for planning permission under...

Read the full Article

What the 2020 Budget Means for Property Investors

What the 2020 Budget Means for Property Investors

With the new Chancellor of the Exchequer, Rishi Sunak, announcing the 2020 budget and the Bank of England decreasing the base rate – here’s a...

Read the full Article

How to Maximise Your Buy-to-let Profits in 2020

2020 has so far seen the lowest number of Landlords since 2012 and with more new legislation changes set-to come into play in 2020, many Landlords...

Read the full Article

Get to Know Us

Discover the customer service and financial solutions that set Ramsay & White apart. Our expertise, tailored solutions, and unwavering commitment define who we are.

a group of people sitting around a wooden table in the office

Listen to Us

Listen to the Ramsay & White Wealth Management Podcast by Joel White

Hosted by Founder, Investor and Financial Adviser Joel White, this show is designed to help you navigate the complex world of wealth management with confidence.

Whether you’re looking to grow your savings, plan for retirement, or explore the latest trends in the financial markets, each episode offers practical tips, real-life success stories, and valuable insights tailored for entrepreneurs, business owners, and individuals looking to secure their financial future.

Follow and listen on:

"A MUST!"

Awesome content from someone I know personally that walks-the-walk to back his talk!

PJ DeLucia

"Awesome content"

Awesome content on momentum investing and from a truly transparent honest broker. Keep up the great work 👌

Spdury

"Fantastic property finance resource"

Get valuable insight to property finance straight from industry leaders. Very good podcast that keeps the topic conversational and lighthearted so if you’re new to the industry or an investor or just interested its easy to follow. Looking forward to the news ones this year!

Mason, Black & White

"factual up to date market info"

Great content from Joel and the team, easy listening, factual up to date market info which helps you improve your knowledge and gain a better understanding of how you can reach your property goals.

GJSmartie

"Interesting and informative"

All round great podcast - plenty of industry insights.

Dominic, Jehm

"Great insight and content"

Real interviews with real people in the property investment arena. Great to hear people's journeys and the resources R&W have to help people on their property journey.

RighteousAlly

a dark blue background with a world map and investment graphs