News & Insights

Latest in Property, Finance and Wealth Management

Read the latest research, expert analysis and reports from Ramsay & White.

Below Market Value Property Deal Secured | Ramsay & White

Below Market Value Opportunity

Ramsay & White secured bridging finance for a below market value property purchase, enabling a day-one refinance and built-in equity with no personal capital invested.

Read the full Article

Expanding a Property Portfolio Using Existing Equity

Ramsay & White structured a cross-charge bridging solution, enabling a landlord to expand their portfolio by unlocking equity from existing assets.

Read the full Article

Browse articles by categories:

Case Studies

Bridging

Property Investment

No Money Down Inheritance Deal

Ramsay & White structured a no-money-down bridging solution, enabling a client to retain full ownership of an inherited property without using personal capital.

Read the full Article

Case Studies

Ramsay & White Secures Funding for £1.9m GDV, 20-Room HMO Conversion in Derby

Ramsay & White secured a structured development finance package for a £1.9m GDV, 20-room HMO conversion in Derby, covering both acquisition and 100% of build costs.

Read the full Article

Case Studies

£1.85m Business Acquisition Loan Secured

Ramsay & White secured a £1.85m acquisition loan, enabling a client to purchase a fast-growing haulage company and accelerate their expansion in the logistics sector.

Read the full Article

HMO

Property Investment

Double Your Rental Income Potential with HMO Investment

Learn how HMOs can double your rental income and how Ramsay & White can help structure the right finance to maximise your returns.

Read the full Article

Semi-Commercial Refinance Unlocks £1m for Portfolio Growth

Ramsay & White structured a £1m semi-commercial refinance, unlocking equity to accelerate a client’s portfolio growth.

Read the full Article

£17 Million Commercial Refinance Success

Case Studies

Ramsay & White Secures £2.69m Refinance for Barn Conversion Development

Ramsay & White successfully refinanced a £2.69m barn conversion, delivering strategic flexibility and long-term financial stability.

Read the full Article

Case Studies

Ramsay & White completes £17 million commercial refinance

Ramsay & White successfully structured a £17 million commercial refinance deal, providing long-term stability for a prominent London property investor.

Read the full Article

Commercial-to-Residential Funding Success in Egham

Case Studies

Commercial-to-Residential Success: Ramsay & White Secures Funding for Egham PD Scheme

Ramsay & White secured tailored bridging and development funding for a successful commercial-to-residential conversion delivering 20 apartments in Egham.

Read the full Article

HMO

Property Investment

A Quick Guide to HMO Investing: Benefits, Considerations & Funding Options

Explore the potential of HMO investing with our guide. Learn about higher yields, reduced void risk, location tips, regulations, and tailored funding options to make the most of your investment.

Read the full Article

Refinance Secured for 10-Bed HMO

Ramsay & White helped an investor refinance a 10-bed HMO with just weeks to spare, securing £450,000 against a tight deadline and avoiding £18,000 in fees.

Read the full Article

Wealth Management

Labour Government's Budget Plan: Potential Reforms in the Pipeline

An insight into the Labour government's potential pension and tax reforms to tackle the £22bn deficit in the upcoming Budget announcement.

Read the full Article

Wealth Management

News

Market Update: August 2024 Overview

Global markets in August 2024 featured U.S. tech gains, European rate expectations, and Japan's impressive rally.

Read the full Article

Bridging

Property Investment

News

UK Bridging Loan Market Sees Record Growth in Q2 2024

Discover the factors behind the record growth in the UK bridging loan market during Q2 2024.

Read the full Article

October 2024 Budget: Are Capital Gains and Inheritance Taxes Set to Rise?

News

Wealth Management

October 2024 Budget: Are Capital Gains and Inheritance Taxes Set to Rise?

Learn what the October 2024 Budget could mean for Capital Gains and Inheritance Taxes and what changes might be on the horizon.

Read the full Article

Looming cardboard boxes in front of a window.

Mortgages

Smart contracts in real estate: Automating and simplifying property deals

Buying a house can be exciting. However, it’s also considered one of life’s most stressful events.

Read the full Article

Property Development

How to Leverage Development Finance for Maximum Returns

Explore the key aspects of leveraging development finance effectively to achieve maximum return on investment.

Read the full Article

Wealth Management

How Much Do I Need to Retire? Understanding Pension Fund Sizes to Achieve Your Desired Income

Planning for retirement can seem like a daunting task, but understanding how much you need to save can make the process clearer and more manageable.

Read the full Article

Wealth Management

The Benefits of Making Pension Contributions as a Limited Company Director

Explore the significant benefits of making pension contributions from your limited company and how it can enhance your long-term financial security.

Read the full Article

Get to Know Us

Discover the customer service and financial solutions that set Ramsay & White apart. Our expertise, tailored solutions, and unwavering commitment define who we are.

a group of people sitting around a wooden table in the office

Listen to Us

Listen to the Ramsay & White Wealth Management Podcast by Joel White

Hosted by Founder, Investor and Financial Adviser Joel White, this show is designed to help you navigate the complex world of wealth management with confidence.

Whether you’re looking to grow your savings, plan for retirement, or explore the latest trends in the financial markets, each episode offers practical tips, real-life success stories, and valuable insights tailored for entrepreneurs, business owners, and individuals looking to secure their financial future.

Follow and listen on:

"Awesome content"

Awesome content on momentum investing and from a truly transparent honest broker. Keep up the great work 👌

Spdury

"factual up to date market info"

Great content from Joel and the team, easy listening, factual up to date market info which helps you improve your knowledge and gain a better understanding of how you can reach your property goals.

GJSmartie

"Fantastic property finance resource"

Get valuable insight to property finance straight from industry leaders. Very good podcast that keeps the topic conversational and lighthearted so if you’re new to the industry or an investor or just interested its easy to follow. Looking forward to the news ones this year!

Mason, Black & White

"Interesting and informative"

All round great podcast - plenty of industry insights.

Dominic, Jehm

"A MUST!"

Awesome content from someone I know personally that walks-the-walk to back his talk!

PJ DeLucia

"Great insight and content"

Real interviews with real people in the property investment arena. Great to hear people's journeys and the resources R&W have to help people on their property journey.

RighteousAlly

a dark blue background with a world map and investment graphs