News & Insights

Latest in Property, Finance and Wealth Management

Read the latest research, expert analysis and reports from Ramsay & White.

Labour Government's Budget Plan: Potential Reforms in the Pipeline

An insight into the Labour government's potential pension and tax reforms to tackle the £22bn deficit in the upcoming Budget announcement.

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Market Update: August 2024 Overview

Global markets in August 2024 featured U.S. tech gains, European rate expectations, and Japan's impressive rally.

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Bridging

Property Investment

News

UK Bridging Loan Market Sees Record Growth in Q2 2024

Discover the factors behind the record growth in the UK bridging loan market during Q2 2024.

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October 2024 Budget: Are Capital Gains and Inheritance Taxes Set to Rise?

News

Wealth Management

October 2024 Budget: Are Capital Gains and Inheritance Taxes Set to Rise?

Learn what the October 2024 Budget could mean for Capital Gains and Inheritance Taxes and what changes might be on the horizon.

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Mortgages

Smart contracts in real estate: Automating and simplifying property deals

Buying a house can be exciting. However, it’s also considered one of life’s most stressful events.

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Property Development

How to Leverage Development Finance for Maximum Returns

Explore the key aspects of leveraging development finance effectively to achieve maximum return on investment.

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Wealth Management

How Much Do I Need to Retire? Understanding Pension Fund Sizes to Achieve Your Desired Income

Planning for retirement can seem like a daunting task, but understanding how much you need to save can make the process clearer and more manageable.

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Wealth Management

The Benefits of Making Pension Contributions as a Limited Company Director

Explore the significant benefits of making pension contributions from your limited company and how it can enhance your long-term financial security.

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Bridging

Property Investment

Property Development

Unlocking Potential: Portfolio Restructuring with Bridging Finance

Portfolio restructuring can be a powerful tool in optimising your investments, and bridging finance offers a flexible and efficient means to facilitate this transformation.

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The BRRR Property Strategy Explained

BRRR stands for Buy, Refurbish, Refinance, Rent. The BRRR Method is a real estate investing technique that entails purchasing a property, fixing it...

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A Guide to Buy-to-Let Mortgages in 2024

The UK buy-to-let (BTL) market comprises around 2.65 million private landlords with over 8.7 million rental properties, valuing the UK buy-to-let...

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Wealth Management

Building Wealth with ISAs and Pensions: Things to Consider

In this guide, we explore how maximising both ISAs and Pensions can pave the way to financial security and prosperity.

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Bridging

Property Investment

Property Development

Bridging and Development Loans - The Importance of Picking the Right Finance for Your Project

Bridging and development finance are two prominent property finance options, each tailored to specific needs and objectives. Here's how to determine the best one for your project.

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Strategic Financial Planning: Maximising End-of-Tax-Year Benefits and Preparing for Success in the 2024/2025 Tax Year

Wealth Management

Strategic Financial Planning: Maximising End-of-Tax-Year Allowances and Preparing for Success in the 2024/2025 Tax Year

As we approach the end of the current tax year, now is the perfect time for individuals and businesses to assess their financial strategies to optimise their tax efficiency and wealth management.

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Property Investment

Navigating UK Property Finance: Considerations for Overseas Investors

Investing in UK property offers lucrative opportunities for overseas investors, but navigating the complexities of property finance can be daunting.

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Property vs Pension: Key Considerations for New Investors

Wealth Management

Property Investment

Property vs Pension: Key Considerations for New Investors

Is investing in property as safe as houses? We compare owning property and pensions for retirement.

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Property Investment

Prime Opportunities: The Positive Benefits of Investing in UK Property in 2024

The world of property investment is ever-evolving, and for savvy investors, staying ahead of the curve is key to unlocking lucrative opportunities.

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Wealth Management

Mastering Wealth Growth in 2024: Essential Investment Principles for UK Investors

In this blog, we'll explore key investment principles to ensure you're equipped to navigate the dynamic market and foster wealth growth in 2024.

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Property Investing Strategies: How to Pick the Right One for You

In this article, we’ll explore the most common property investment strategies, along with their pros and cons, and delve into key considerations for picking the right strategy for you.

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Bridging

Buy-to-Let

Seizing Opportunities: How to use Bridging Finance to Launch a Profitable Property Portfolio

In this blog post, we’ll unravel the power of bridging finance and guide you on leveraging it to kickstart a lucrative property portfolio.

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