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Latest in Property, Finance and Wealth Management

Read the latest research, expert analysis and reports from Ramsay & White.

Labour Government's Budget Plan: Potential Reforms in the Pipeline

An insight into the Labour government's potential pension and tax reforms to tackle the £22bn deficit in the upcoming Budget announcement.

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Market Update: August 2024 Overview

Global markets in August 2024 featured U.S. tech gains, European rate expectations, and Japan's impressive rally.

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Wealth Management

Understanding ISAs: A Guide to Investing in ISAs in the UK

ISAs are a powerful tool for tax-efficient savings and investments. Here's how to get the most out of an ISA to build your wealth.

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Wealth Management

Inheritance Tax in the UK: A Quick Guide and Strategies for Mitigation

Taking control of your financial legacy involves careful consideration to ensure your wealth is preserved for future generations. Here are the key things to consider around inheritance tax.

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Wealth Management

5 FAQs about Lifetime ISAs

A Lifetime ISA (LISA) is designed to help people save for two specific purposes: buying their first home and saving for retirement. Let's take a look at the 5 most common FAQs for Lifetime ISA...

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Piggy Bank box on top of stacked coins - pensions and retirement fund SIPP and SSAS differences and benefits

Wealth Management

Investing in a pension is a crucial step towards securing your financial future. As we age, our ability to earn income decreases, and having a pension can provide a reliable source of income in retirement.

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Here are some of the most common mistakes inexperienced landlords make, so you can avoid doing the same! | Property Investing Guide: 7 Biggest Landlord Mistakes to Avoid

Buy-to-Let

Property Investment

Property Investing Guide: 7 Biggest Landlord Mistakes to Avoid

While property investing can offer lucrative financial rewards, without experience and guidance, it can be easy to quickly lose money, time, and...

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Wealth Management

Guide to Investing: 10 Key Principles

Investing allows you to build wealth over time and maximise compounding returns. It is considered one of the most important things anyone can do to create a healthy financial future.

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Wealth Management

Guide to Getting Set for Retirement

When you reach the last five years before retiring, there will be many things to consider, such as your health, finances, housing situation, and plans to live comfortably in retirement.

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Wealth Management

Guide to Maximising Pensions Savings

Many people feel financial pressure at the moment due to rising inflation and the cost-of-living crisis. In these challenging circumstances, it can be hard to consider saving for the future.

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Mortgages

Product Transfers vs Remortgages: What are the Differences, Advantages and Disadvantages?

Remortgaging is essential for homeowners that want to stay on the most competitive rates and term to meet their needs and circumstances. But when...

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Bridging

Property Investment

A Beginner’s Guide to Bridging Loans

Over the last few years, bridging loans have become increasingly popular amongst property investors and developers looking to grow their property...

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Mortgages

What is Equity Release and How Does it Work? A Guide for Homeowners

Equity release is a way of using your home to generate income without needing to downsize your property. It is a type of mortgage that allows you to...

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Buy-to-Let

HMO

Mortgages

How to Diversify Your Buy-to-Let Property Portfolio

Many property investors find a strategy that works for them and tend to stick to what they know without ever trying something new. Wanting to...

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Bridging

Property Development

8 Common and Creative Ways to Use Bridging Finance

Bridging loans can be an extremely useful finance tool for property investors, business owners and individuals needing a short-term cash injection...

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How to Start and Scale Your Buy-to-Let Property Business in 2022

Investing in a buy-to-let (BTL) property is one of the best ways to create financial security and build wealth by generating passive, monthly...

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Property Investment Strategy: A Quick Guide to Serviced Accommodation

Property Investment Strategy: A Quick Guide to Serviced Accommodation

Serviced accommodation is one of the fastest-growing sectors in the property rental market. It provides tangible benefits to both landlords and...

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5 of the Biggest Property Investing Myths Debunked

Bridging

Buy-to-Let

Mortgages

5 of the Biggest Property Investing Myths Debunked

When it comes to investing in property, like all investments, there are often misconceptions – particularly from first-time investors and overseas...

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News

Ramsay & White Confirmed as LendInvest Strategic Partner for 2022

Ramsay & White are excited to announce we have been chosen as LendInvests' Strategic Partner for 2022! LendInvest is a forward-thinking,..

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News

Key Dates for Landlords to Be Aware of in 2022

It’s crucial that Landlords stay up to date with legislation and regulation changes within the property industry in order to ensure their tenants...

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Get valuable insight to property finance straight from industry leaders. Very good podcast that keeps the topic conversational and lighthearted so if you’re new to the industry or an investor or just interested its easy to follow. Looking forward to the news ones this year!

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Great content from Joel and the team, easy listening, factual up to date market info which helps you improve your knowledge and gain a better understanding of how you can reach your property goals.

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Labour Government's Budget Plan: Potential Reforms in the Pipeline

Market Update: August 2024 Overview

Understanding ISAs: A Guide to Investing in ISAs in the UK

Inheritance Tax in the UK: A Quick Guide and Strategies for Mitigation

5 FAQs about Lifetime ISAs

SSAS vs SIPP Pensions

Property Investing Guide: 7 Biggest Landlord Mistakes to Avoid

Guide to Investing: 10 Key Principles

Guide to Getting Set for Retirement

Guide to Maximising Pensions Savings

Product Transfers vs Remortgages: What are the Differences, Advantages and Disadvantages?

A Beginner’s Guide to Bridging Loans

What is Equity Release and How Does it Work? A Guide for Homeowners

How to Diversify Your Buy-to-Let Property Portfolio

8 Common and Creative Ways to Use Bridging Finance

How to Start and Scale Your Buy-to-Let Property Business in 2022

Property Investment Strategy: A Quick Guide to Serviced Accommodation

5 of the Biggest Property Investing Myths Debunked

Ramsay & White Confirmed as LendInvest Strategic Partner for 2022

Key Dates for Landlords to Be Aware of in 2022

Get to Know Us

Listen to the Ramsay & White Wealth Management Podcast by Joel White