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Ramsay & White completes £17 million commercial refinance
Ramsay & White has successfully completed its largest transaction to date—a significant £17 million commercial refinance deal structured with Shawbrook Bank.
The complex deal was spearheaded by Partner and Head of Sales, Dean Cripps, and marks a major milestone in Ramsay & White's ongoing commitment to delivering tailored financial solutions.
Tailored Financial Solution
Our client, a seasoned landlord managing a diverse portfolio of commercial properties across London, was looking to refinance existing debt, repay an existing bridging loan, and secure long-term financial stability.
Given the intricacies involved—including multiple assets, varying legal structures, and strict timelines to avoid penalty charges on the bridging loan—our team structured a bespoke, five-year fixed-term commercial loan. This tailored solution met the client's specific requirements and provided lasting financial assurance.
Efficiency and Expertise
To streamline the process, a desktop valuation was employed, significantly expediting completion. Dean Cripps and the Ramsay & White team maintained a proactive, hands-on approach throughout, ensuring each stage was managed smoothly and efficiently.
Reflecting on the successful outcome, Dean Cripps commented: "This was truly a team effort. I'm incredibly proud of how our team collaborated to deliver precisely what our client needed, exactly when they needed it."
He added: "This transaction clearly illustrates how bespoke financial advice, combined with strong lender relationships, can create substantial value and stability for our clients."
Proven Track Record
At Ramsay & White, we pride ourselves on providing expert, structured finance solutions that enable our clients to realise their ambitions confidently. With access to specialist lenders and deep sector knowledge, we continue to support significant transactions that drive client success and growth.
This landmark £17 million refinance deal is yet another example of our commitment to delivering financial clarity and certainty, whatever the complexity.
Industry Recognised Expertise
Our award winning team stays up-to-date on the latest products, rates, and regulations, so you can be confident that you're getting the best possible advice.
Streamlined Process
We make any property financing stress-free by guiding you every step of the way. We'll work with you to gather the required documentation and will be there to answer any questions you may have throughout the process.
Competitive Rates
As a leading expert in property finance in the UK, we have access to a wide range of mortgage products and lenders. This allows us to offer competitive rates and terms that may not be available to individual borrowers.
Customer Oriented
We understand that every client's needs are unique, which is why we take the time to understand your goals and financial situation, and work with you to find a financing solution that fits your needs.
Continued Support
After completion, we provide continued support to all of our clients, answering any questions you may have and help with any of your future property finance needs.
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