Ramsay & White meet Sarah Hopkins

Ramsay & White – Finance For Property Investors recently met Sarah Hopkins – Regional Account Manager for Foundation Home Loans. They’ve launched a specific product aimed at the short term Lettings / Airbnb market. This is a fantastic option as there is huge demand for this type of product. The short term let product is available on 2 & 5 year Fixed products, to individuals and limited companies. The terms of the mortgage allow for short term lets with no need for an AST. The maximum loan will still be calculated  on a standard rental basis and the lenders current stress test.

Lender Criteria:

  • Minimum loan £50,000
  • No minimum income requirement
  • Maximum age at the end of term – 85 for individuals and no maximum for limited company borrowing
  • Up to 4 directors for Limited company applications
  • No minimum period of trading or empolyment


65% LTV

  • 2.99% 2 year Fixed 1.75% arrangement fee
  • 3.34% 5 year Fixed 1.75% arrangement fee

75% LTV

  • 3.34% 2 year Fixed 1.75% arrangement fee
  • 3.74% 5 year Fixed 1.75% arrangement fee