Buy-to Let Mortgages
Our BTL Mortgages Services
Buy-to-Let Mortgages
Our team specialises in helping investors secure the right mortgage for their investment properties, with in-depth knowledge of the current market and a wide range of mortgage options to choose from.
Portfolio Management
We provide ongoing portfolio management services to ensure the success of your property investments, including regular reviews, performance analysis, and recommendations for optimising your portfolio.
Search & Analysis
Our experts conduct a comprehensive search and analysis of properties to find the best investment opportunities based on your preferences and goals, with a deep understanding of the UK property market and local areas.
Application & Approval
We handle the entire mortgage application and approval process, ensuring that you receive the best possible rates and terms for your investment, with personalised support and guidance throughout the process.
Buy-To-Let FAQs
A buy-to-let mortgage is a type of mortgage used to purchase a property that will be rented out to tenants. At Ramsay & White, we offer competitive rates on buy-to-let mortgages to help you generate income from your property investments.
The eligibility criteria for a buy-to-let mortgage can vary depending on the lender. However, at Ramsay & White, we consider factors such as the value of the property, rental income, and the borrower's credit history when assessing your eligibility for a buy-to-let mortgage.
At Ramsay & White, we offer a range of buy-to-let mortgage options to suit your needs, including fixed-rate mortgages, variable-rate mortgages, and tracker mortgages. Our expert advisors can help you find the right option for you.
The maximum loan-to-value ratio for a buy-to-let mortgage can vary depending on the lender and the borrower's circumstances. However, at Ramsay & White, we can offer up to 75% to 80% LTV, subject to eligibility criteria.
The minimum deposit required for a buy-to-let mortgage can vary depending on the lender and the borrower's circumstances. However, at Ramsay & White, we offer buy-to-let mortgages with deposits as low as 25% to 30% of the property value.
Have more questions?
Schedule a call with our Team
Client Testimonials
Initial Consultation
During the consultation, our team will help you understand your financial situation and goals. We'll ask about your income, assets, and credit history and discuss the type of property you're looking to purchase or refinance.
Property search and analysis
We'll conduct a comprehensive search and analysis of properties to find the best investment opportunities based on your preferences and goals.
Application & Approval
We'll handle the entire mortgage application and approval process, ensuring that you receive the best possible rates and terms for your investment.
Completion & Ongoing Support
We'll guide you through the completion process and provide ongoing support to ensure the success of your investment.
Portfolio review
Our team will regularly review your portfolio to ensure that your investments are performing as expected and provide recommendations for optimizing your portfolio.
Schedule a Call Today
Ready to invest in a buy-to-let property? Complete the form below and a member of our team will be in touch.